Flooding is one of the most serious and devastating risks among natural disasters. Due to heavy rains, snowmelt, hurricanes, cyclones, destruction of dams, flooding of rivers and other natural phenomena, especially in the off-season period, the relevance of this risk increases.

The consequences of flooding can be:

• Property damage: destruction of residential buildings, commercial facilities, roads, bridges and other infrastructure.

• Economic losses: in the form of damage to agriculture, loss of crops, damage to enterprises and loss of income due to downtime.

• Environmental impacts: damage to ecosystems, pollution of water and soil resources, as well as loss of biodiversity and destruction of natural habitats.

• Social consequences: possible evacuation of the population, separation of families, psychological trauma and loss of a sense of security for the victims.

• Health consequences: the spread of infectious diseases, contamination of drinking water and lack of hygienic conditions.

Considering the above, flood insurance is an important tool to protect against potential losses and ensure financial stability.

In Kazakhmys Insurance Company, disaster risk coverage includes such types of insurance as: insurance of movable and immovable property, insurance of vehicles. In addition, we would like to note that the choice of including risks in the insurance policy is optional. Nevertheless, we recommend including all types of risks (from fire, lightning, explosion; from falling manned flying objects; from natural disasters; from illegal actions of third parties), as properly planned insurance helps to protect against unforeseen financial losses, minimizing damage, as well as provide peace of mind and confidence in the future.

For more information about insurance products, call 2090 (free of charge from any mobile operator).