Today we would like to address some frequently asked questions about OGPO VTS (Compulsory Third-Party Liability Insurance for Vehicle Owners):

• What determines the cost of OGPO VTS auto insurance?
  The cost of compulsory auto insurance policies OGPO is regulated by law and depends on various factors: the size of the Monthly Calculation Index (MCI), the vehicle registration region, the vehicle’s usage period, the driver’s experience and age, and accident history (risk class bonus-malus).

• Do non-residents need to obtain OGPO auto insurance in Kazakhstan?
  Yes, this is a mandatory requirement for non-resident drivers. If a driver is purchasing OGPO auto insurance in Kazakhstan for the first time, the policy cost will be higher because they will have the maximum risk class (bonus-malus). If the non-resident has previously held insurance, the bonus-malus will depend on their accident history within the country.

• Can I purchase the OGPO VTS policy online?
  Yes. To do so, visit the homepage of www.kmic.kz, go to the section “Insurance Types for Individuals,” then “Auto Insurance.” This section provides full information about the insurance product and offers the option to purchase the policy online.

• How can I calculate the cost of OGPO VTS?
  On the website, you need to fill out a request form by entering your IIN/BIN, phone number, and email address. Our specialists will contact you, calculate the cost, and promptly assist with issuing the insurance contract.

If you have any additional questions about insurance products or terms, feel free to write in the comments under this post or call 2090 (free call from any mobile operator).