CASCO and Voluntary insurance of civil liability of vehicle owners

CASCO and Voluntary insurance of civil liability of vehicle owners

Today, we would like to consider two insurance programs: CASCO and Voluntary insurance of civil liability of vehicle owners in order to understand which one is best suited for you.

 Let's start with a hard hat, which provides comprehensive protection for your car.

What is insured?

CASCO protects the property interests of the car owner associated with the risks of damage, total loss or loss of the car, both purchased and maintained. This insurance contract covers a wide range of insurance cases such as:

– Road accidents and other traffic accidents (for example, those that occurred in courtyards, parking lots, gas stations)

– Fire, explosion, lightning strike, as well as natural disasters (hurricane, flood, earthquake, etc.).

– Illegal actions of third parties (for example, theft, theft of individual parts/parts of a car).

In addition, at your request, the list of insurance claims can be expanded with additional coverage.

The coverage area may include not only Kazakhstan, but also the CIS countries (with the exception of zones where military operations take place), which is especially convenient for those who travel frequently.

Kazakhmys Insurance Company will select the optimal insurance program and conditions to protect your car.

As for the Voluntary insurance of civil liability of vehicle owners, this program provides protection from liability to third parties, covering damage caused to the life, health and property of third parties as a result of the operation of your car. Insured events include all cases when other people or their property were injured as a result of the operation of the car.

 What should I choose?

– If you need protection of your car and confidence in any case (be it an accident, theft or natural disaster), a hard hat will be the best choice.

– If protection from liability to third parties is important, and you want to minimize the risks of payments to victims, then the DGPO MTC may be your solution. The choice depends on your needs and preferences!

 For more information about the types of insurance of Kazakhmys Insurance Company, call 2090 (free of charge from any mobile operator).